Category: podcast

Viral TikTok “finfluencer” Tyler Gardner claims his 76-year-old father can stay 100% in stocks. David McKnight breaks down exactly where that approach falls apart. Additionally, he reveals the retirement planning strategy that actually makes a 100% stocks allocation safe, so a market downturn doesn’t force you to sell at the worst possible time. Show Notes […]

The five years before retirement are what David McKnight calls the Retirement Danger Zone, a window where a stock market crash could trigger Sequence of

If you’ve built up $1M in your IRA and $1M in taxable investments, David McKnight has a warning: every year that money stays put, the

When is a good time to start your Social Security? David McKnight reveals why smart retirement planning means waiting until age 70 for reasons that

Should you stop your Roth conversions at the 22% tax rate, or push into the 24% bracket? David McKnight responds to a viewer’s detailed case

Is putting your entire retirement planning strategy into 30-year treasuries really the safe bet it seems? David McKnight reveals why this approach could expose you

Dave Ramsey says retirees can safely withdraw 8% a year from the stock market, but does his retirement planning math actually hold up? David McKnight

Most Americans hate annuities and would tell you to avoid them… But what if the version you’ve been warned about isn’t the only option for

Should every dollar go into a Roth 401(k) if taxes will be higher? David McKnight reveals why that instinct could actually be one of the

Should you stop doing Roth conversions as part of your retirement planning after Senator Ron Wyden’s new legislation targeting specific retirement accounts? David McKnight breaks