Stephen Huff

Financial Advisor

With more than three decades of financial experience, Steve brings diverse planning and strategy expertise to his client relationships. He holds 6, 63, and 65 licenses, as well as life and health producer licenses. Steve holds the FSCP, FSS, and LUTCF designations and is an Investment Advisor Representative. Steve is also an active real estate investor with experience in this field.

Steve is a POZ Elite Advisor with an emphasis on tax-free retirement planning based on the philosophy of “The Power of Zero” written by David McKnight, a renowned industry leader. The concept is at the forefront in helping retirees achieve the life they desire tax-free. Whether clients want to create multiple streams of tax-free income, maximize their retirement income, or invest in real estate, he believes in bringing the pieces together into one cohesive plan.

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Investment advisory services offered through Integrity Advisory Solutions, LLC, an investment adviser registered with the SEC. Integrity Wealth is a marketing name for Integrity Advisory Solutions. H&R Wealth Management is not affiliated with Integrity Wealth.

This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed.

H&R Wealth Management does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.

Not associated with or endorsed by the Social Security Administration or any other government agency.

Fixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.

Converting an employer plan account or Traditional IRA to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences including but not limited to, a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits, and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA.

Stephen Huff

Financial Advisor

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