For many people, an approach that incorporates whole life insurance has become part of their broader retirement strategy. Is that a good way to go? That’s what David McKnight addresses in this episode. While Whole Life has some legitimate…
The Hidden Costs of Whole Life Insurance Read More »
In this episode of The Power of Zero Show, host David McKnight discusses why it may make sense to replace the bonds in your retirement portfolio with a Fixed Index Annuity, and how doing so could lead to a much better outcome for your retirement. For…
Why You Should Replace Your Bonds with an Annuity Read More »
David sits down with John Manganaro to unpack the advice of financial gurus like Dave Ramsey and Suze Orman. While their guidance has helped countless Americans get out of debt, David explains why their cookie-cutter approach to retirement income…
Where Dave Ramsey and Suze Orman Fit and Where They Don’t Read More »
David explains why A.I. could make Universal Basic Income (UBI) a reality sooner than you think. As machines take over more jobs—especially white-collar ones—we may need a new safety net just to keep society stable. Why UBI is no longer a fringe…
If A.I. Leads to Universal Basic Income, How High Will Taxes Have to Go to Pay for It? Read More »
David starts by talking about the apocalyptic headwinds facing Social Security and Medicare and what it means for your retirement plan. The Social Security and Medicare trust funds are projected to be insolvent by 2033, with the combined Social…
How could postponing your retirement by just five years transform your retirement picture? David McKnight shares mathematical reasons that could help. Reason #1 is compounding. As David explains, “When you delay retirement, your money has more…
Five Mathematical Reasons to Delay Retirement by Five Years Read More »
In this episode of the Power of Zero Show, David McKnight looks at headlines, such as those from Vanguard, BlackRock or Morningstar, that have predicted a dismal forecast for stock market returns over the next decade. Since such articles predict 4-5%…
The 2025 Social Security Trustees Report is out and the news is bleak. This episode of the Power of Zero Show looks at the potential repercussions if nothing changes by 2033. If things don’t improve, Social Security will face a cash flow deficit that…
Should You Take Social Security Early Given the Scary Trust Fund Report? Read More »
Ernst & Young recently came out with a new updated study, which is likely to scandalize mainstream financial experts like they did with their 2021 study. Back then, they asked the question, “Is the stock market-only retirement approach really…
President Trump’s proposed Big Beautiful Bill (BBB), which has been getting everyone’s attention of late, is the topic of this episode of The Power of Zero Show. Host David McKnight points out that the “crown jewel” of the BBB is the…
Can Republicans Actually Make the Trump Tax Cuts Permanent? Read More »